By: Marc H. Morial
President and CEO
National Urban League
On September 9, before a joint session of Congress, President Obama made his most detailed and impassioned case to date in support of legislation to fix our broken health care system and at long last make health insurance affordable and accessible to every American.
In summary, the President's plan will provide more security and stability to those who have health insurance. It will provide insurance to those who don't. And it will lower the cost of health care for families, businesses and our government.
If you have health insurance, the President's plan will prevent insurance companies from denying you coverage due to a pre-existing condition. It will also put a cap on out of pocket expenses so people don't go broke when they get sick. It will ensure that all Americans have access to free preventive services like mammograms, flu shots and diabetes tests to improve health and save money. And it protects Medicare and closes the so-called prescription drug "donut hole" which has resulted in an average of $,4,080 in out of pocket costs for beneficiaries who reach a coverage limit and who lack another source of insurance.
If you are one of the tens of millions of Americans who don't have health insurance, half of whom are people of color, the President's plan creates a new insurance marketplace
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